August 14, 2022

    Coverage Programs

Lower claims frequency translates into lower insurance costs.

A Risk Management Plan approved by the Department lists the coverages offered to members. Through a combination of self insurance, excess and direct insurance, PAIC offers its members the following insurance coverages:

  • Workers’ Compensation
  • Property
  • General Liability (including Police Professional)
  • Auto Liability and Physical Damage
  • Crime and Fidelity
  • Boiler and Machinery
  • Public Officials Liability
  • Excess (Umbrella) Liability
  • Environmental Impairment Liability
  • New Member Documents